Terms & Conditions
Welcome to the HOC Education Pvt. Ltd. Terms & Conditions. These Terms & Conditions (“Terms”) are between HOC Education Pvt. Ltd. (“HOC”, “we”, “our”, or “us”) and you (“User”, “You”, or “Your”). By accessing or using our website, you agree to be bound by these Terms & Conditions.
Please read these Terms & Conditions carefully along with our Privacy Policy and all other rules, policies, and guidelines published on our website, as they govern your use of the HOC website and services. By using or visiting the HOC website, platform, software, services, or content provided by HOC, you signify your agreement to these Terms & Conditions and our Privacy Policy. If you do not agree with any part of these Terms, please do not use our website or services.
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About HOC Education Pvt. Ltd.
The website, domain name, and all related platforms are owned, operated, and managed by HOC Education Pvt. Ltd. (“HOC”), an education company incorporated under the applicable laws of India.
HOC provides educational services including but not limited to coaching, online and offline classes, academic guidance, counseling, study materials, workshops, seminars, test series, and other educational services for students and learners.
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HOC Website & Services
• These Terms apply to all users of the HOC website, including students, parents, visitors, faculty members, counselors, and contributors of any content on the platform.
• The HOC website may include information related to courses, admissions, educational content, student resources, online learning tools, videos, study materials, and communication services.
• The website may contain links to third-party websites or services that may not be owned or controlled by HOC. HOC is not responsible for the content, policies, or practices of any third-party websites or services.
• HOC reserves the right to modify, discontinue, suspend, or remove any feature, service, content, or section of the website at any time without prior notice.
• HOC may refuse access to the website or terminate accounts if any user violates these Terms & Conditions or engages in activities harmful to the platform or other users.
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User Accounts
To access certain services or features, you may be required to create an account with HOC.
By creating an account, you agree that:
• The information provided by you is accurate and complete
• You will maintain the confidentiality of your account credentials
• You will not share your account access with others
• You are solely responsible for all activities conducted through your account
You must notify HOC immediately if you suspect unauthorized access or misuse of your account.
HOC shall not be liable for any loss or damage resulting from unauthorized use of your account.
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Access, Permissions & Restrictions
You agree that while using the HOC website and services:
• You will not copy, reproduce, distribute, modify, or exploit any content without prior written permission from HOC
• You will not attempt to interfere with the proper functioning of the website
• You will not use automated systems such as bots, spiders, or scraping tools to access the website
• You will not upload or share content that is illegal, abusive, defamatory, obscene, harmful, or violates the rights of others
• You will comply with all applicable laws and regulations while using the website
HOC reserves the right to suspend or terminate access for any user found violating these Terms.
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Intellectual Property Rights
All content available on the HOC website, including but not limited to logos, branding, text, graphics, videos, study materials, designs, software, images, and educational content, is the intellectual property of HOC Education Pvt. Ltd. unless otherwise stated.
No content from the website may be copied, reproduced, republished, distributed, or used commercially without prior written permission from HOC.
The name “House of Commerce” and “HOC” along with associated logos and branding are the exclusive property of HOC Education Pvt. Ltd.
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Content Usage
Content provided on the website is intended solely for personal and educational use.
Users may not:
• Download or reproduce study materials without authorization
• Share paid content with unauthorized users
• Record, distribute, or commercially exploit classes, lectures, or educational resources provided by HOC
Any misuse of educational content may result in legal action and termination of access.
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Electronic Communication
By visiting the HOC website or communicating with us electronically through email, forms, SMS, WhatsApp, or other digital platforms, you consent to receive communications electronically from HOC.
These communications may include:
• Admission-related information
• Academic updates
• Notices and announcements
• Promotional offers and marketing communication
• Payment and enrollment confirmations
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Refund Policy
Please read all course details, fee structures, and subscription information carefully before making any payment.
Once a student enrolls in a course or service and payment is successfully completed, the fee paid shall generally be non-refundable unless otherwise specifically stated by HOC in writing.
HOC reserves the right to evaluate refund requests on a case-by-case basis under exceptional circumstances only.
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Termination of Access
HOC reserves the right to suspend or terminate access to the website, services, or user accounts without prior notice if:
• Any Terms & Conditions are violated
• Misleading or false information is provided
• Content is misused or distributed illegally
• Activities harmful to HOC or other users are detected
• Required payments are not completed
Termination may result in restriction or permanent removal of access to courses, accounts, and related services.
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Disclaimer
All services, content, and information on the HOC website are provided on an “AS IS” and “AS AVAILABLE” basis.
HOC does not guarantee:
• Continuous or uninterrupted website availability
• Error-free or virus-free services
• Guaranteed academic performance or results
• Accuracy or completeness of third-party information
Users access and use the website at their own risk.
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Limitation of Liability
To the fullest extent permitted by law, HOC Education Pvt. Ltd., its directors, employees, faculty members, representatives, or affiliates shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:
• Use or inability to use the website or services
• Unauthorized access to user data
• Technical interruptions or server issues
• Errors or inaccuracies in content
• Any third-party services linked to the website
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Confidentiality
Users agree not to disclose or misuse any confidential information related to HOC, including internal processes, educational systems, business strategies, student data, or operational information that is not publicly available.
Any unauthorized disclosure may result in legal action.
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Eligibility
By using the HOC website, you confirm that:
• You are legally capable of entering into binding agreements, or
• You are using the website under the supervision or consent of a parent or legal guardian
HOC reserves the right to deny access to any user at its sole discretion.
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Force Majeure
HOC shall not be held responsible for failure or delay in performance caused by events beyond reasonable control, including natural disasters, technical failures, government restrictions, strikes, pandemics, power outages, or internet disruptions.
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Governing Law & Jurisdiction
These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India.
Any disputes arising in relation to the use of the website or services shall be subject to the exclusive jurisdiction of the competent courts of Gujarat, India.
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Modifications to Terms
HOC reserves the right to modify, update, or revise these Terms & Conditions at any time without prior notice.
Continued use of the website after changes are posted shall constitute acceptance of the updated Terms.
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General
If any provision of these Terms & Conditions is found to be invalid or unenforceable, the remaining provisions shall continue to remain valid and enforceable.
Failure by HOC to enforce any right or provision under these Terms shall not constitute a waiver of such rights.
By accessing and using the HOC website, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.